Best Mortgage Broker for Sydney’s Leaders and Achievers

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Award Winning Team

SF Capital is an award winning mortgage and finance broking firm based in Sydney’s CBD. SF stands for “Service First”. We pride ourselves in hiring only the best and brightest people, our honest culture, and technical expertise.

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What our customers say

Excellent
5.0
Tommy is the ultimate professional. Very well versed in complex lending options and has the ability to speak with a lot of clarity on them. He is also a diligent and communication focussed professional and can endorse him to meet your lending needs!
Have nothing but amazing things to say about the SF Capital team. They're different to your average broker and have a very holistic and comprehensive approach to finance and how it helps business owners like me. Highly recommend!
I have been working with Tommy Lim and his team at SF Capital since 2018. It is a niche business and small team and I couldn't be more grateful for the experience and exposure from working at SF Capital - there is a solid private and HNW client base as well as self-employed business owners who are successful in their respective fields. I have also come to meet many highly driven professionals (marketing, media, accounting, legal, consulting, IT, HR ..) from the business partner and supplier network who have worked with SF Capital over the 10 years it has been in business. The team goes by the ethos of ‘professionals helping professionals’. So if you are looking for a decent and trustworthy mortgage or finance broking firm for your next purchase or refinance, I would highly recommend that you connect with the team at SF Capital.
I recently had the pleasure of working with the exceptional team at SF Capital and I couldn't be happier with the service I received. Their expertise, professionalism, and commitment to delivering the best outcome for their clients is truly impressive.What initially drew me to SF Capital was their fantastic YouTube channel. I love their educational videos, which provide so much valuable information and really demonstrate their deep knowledge of the mortgage industry. It's clear they are passionate about empowering people to make informed financing decisions.Throughout my experience with SF Capital, the team was always responsive, making the entire process stress-free. They take a service-first approach, offer honest advice, and work tirelessly to secure the best deals for their clients.I would wholeheartedly recommend SF Capital to anyone looking for a mortgage broker that goes above and beyond. Five stars all around!
Lucais and Alexey at SF Capital are professional, knowledgeable, and patient. If you are unsure about how mortgages work and the process of it all, the SF Capital team will walk you through any questions and break down the process in simple terms. I would highly recommend them to anyone.
Absolutely outstanding result with a loan refinance from Alexey in Tommy's team from SF Capital. After 6 months of being with another broker with no result and it being an extremely stressful and expensive experience, Alexey completed it in 7 days! Don't waste your time going anywhere else, you will not find a better team. Again, thank you.
Tommy and the SF Capital Team provided exceptional guidance throughout our home loan application process. They expertly guided my partner and I from start to finish, promptly addressing all our inquiries. Special thanks to Priscilla and Lucais for their invaluable support throughout the entire journey.
I had a great experience with SF Capital. It was a pleasure dealing with Priscilla, she always attended to my queries and made herself available in a timely manner. Her assistance was always present throughout the whole process, and she was always proactive in getting things done. I never felt the need to chase anyone and felt welcomed to raise anything that needed clarification. I would highly recommend SF Capital services and would definitely be a returning client.
Priscilla was a joy to work with. She was always patient in working around my schedule and answering lots of questions with clarity and knowledge. She's been responsive and professional the whole time and very much look forward to engaging her support again in future.
Priscilla and the SF capital team have been amazing! Never once was I made to feel like I asked too many questions and every time I had a question, I always felt i was in the best hands possible! We refinanced at a significantly better rate and realised we were in a position to buy another investment!I highly highly highly recommend SF Capital!Thanks so much for your help guys!
Luke and the team at SF Capital were incredibly helpful, informative and responsive throughout the process of assisting with the purchase of our first home. Their proactive communication gave us peace of mind and we were able to settle on our home quickly and smoothly thanks to their expertise. Thank you, Luke and SF Capital!
I highly recommend the SF Capital Team for anyone who is in need of a broker or advisor. Luke were absolute godsends and helped us to transfer my house loan to a better bank, got a car loan for me and also got pre-approval for the next house. They were responsive and ensured we understood each step of the process in detail. we're very grateful for their continued support.
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SERVICE FIRST GUARANTEES

Approval Guarantee

SUBMITTED. APPROVED

CERTAINTY IN UNCERTAIN TIMES

We specialise in getting your application approved the ​first time​ – saving you time and giving you confidence.

Best Advice Guarantee

ADVICE YOU CAN BANK ON

WE ARE PASSIONATE PROBLEM SOLVERS

Our team are trusted professionals committed to giving you the highest quality advice, allowing you to make an informed decision every time.

Best Rate Guarantee

BEST RATE GUARANTEES

MORE MONEY IN YOUR POCKET

We leverage our relationships, network and experience to secure you the best rate with your preferred lender.

FINANCE MADE EASY

We have developed a time-tested approach to making finance easy. Our 8 steps ensure we are consistently achieving outstanding results for our clients.

 

finance made easy

THE PROOF IS IN THE PUDDING

New to home buying, commercial financing or property development? Not sure if you will get approved? Learn from other successful clients that have gone before you.